Last updated 11-30-2025

1. Services Provided

Lele Credit Solutions offers credit-related services, including:

Reviewing credit reports

Identifying potential inaccuracies

Assisting with dispute support

Providing credit education and guidance

We do not guarantee specific results, credit score increases, or the removal of accurate information from credit reports. All results vary based on each individual’s credit profile and participation in the process.

2. User Responsibilities

By using our services, you agree to:

Provide accurate and complete information

Respond to requests for documents when needed

Make timely payments for services

Refrain from submitting false or misleading information

Failure to comply may impact your service experience.

3. No Guarantees or Legal Advice

We do not provide legal, tax, or financial advice.
We do not guarantee:

Improvement of your credit score

Approval for loans or credit lines

Removal of accurate, verifiable information

Our role is to assist you in working with credit bureaus and creditors regarding inaccurate, outdated, or unverifiable information.

4. Payment & Billing

Payment terms will be provided when you enroll in services.
You agree to:

Pay all fees associated with your chosen plan

Maintain an active payment method

Understand that fees are for service efforts, not guaranteed outcomes

Late or failed payments may result in suspension or cancellation of services.

5. SMS/Text Messaging Terms

By providing your phone number on our website or during enrollment, you consent to receive SMS messages related to:

Service updates

Appointment reminders

Account information

Customer support

Message frequency varies. Message & data rates may apply.
You may opt out at any time by replying STOP.
Reply HELP for assistance.

You agree that providing your number constitutes express written consent, as defined by the Telephone Consumer Protection Act (TCPA).

6. Website & Content Use

All content on our website—including text, images, logos, and materials—is owned by Lele Credit Solutions
You may not:

Copy, distribute, or modify content without permission

Attempt to access restricted areas

Use our site for unlawful purposes

7. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.
You can review it at any time here

8. Limitation of Liability

To the fullest extent permitted by law, Lele Credit Solutions is not liable for:

Any financial losses or credit decisions made by lenders

Delays caused by credit bureaus or third parties

Unauthorized access due to circumstances beyond our control

Your use of our services is at your own risk.

9. Cancellation & Refund Policy

You may cancel services at any time by contacting us at: 551-343-6912
Refund eligibility, if applicable, will be detailed in your service agreement.
We reserve the right to cancel services for non-payment, misuse, or policy violations.

10. Governing Law

These Terms are governed by the laws of the state in which Lele Credit Solutions operates, without regard to conflict-of-law rules.

11. Updates to These Terms

We may update these Terms at any time. Changes will be posted with a new “Last Updated” date. Continued use of our site or services means you accept the updated Terms.

12. Carrier Liability Disclaimer

Lele Credit Solution is not responsible for any delays, delivery failures, or errors in text message delivery caused by your mobile carrier or third-party service providers. Message delivery is subject to effective transmission by your mobile carrier and is not guaranteed. Carriers are not liable for delayed or undelivered messages.

13. Age Restriction (18+)

By using our services, you confirm that you are at least 18 years of age. Our credit repair services are intended for adults only. We do not knowingly collect or process personal information from individuals under the age of 18. If we become aware that information has been submitted by a person under 18, we will delete such information promptly.

14. Contact Information

For questions or support, contact us:

Lele Credit Solutions
Email: [email protected]
Phone: 551-343-6912